1098-T

The 1098-T shows payments received for qualified tuition and fees during the calendar year as well as scholarships or grant aid applied to your account during the year.  The 1098-T provides part of the information you may need to claim education tax benefits that may be available to you.  


Viewing/receiving your current year 1098-T


Sign up to receive your electronic 1098-T

  •  In order to receive your 1098-T electronically, you must consent to electronic delivery before December 31.  
    • Login to the My UNC Charlotte portal
    • Click View Account & Statements button in the My Student Account block
    • Click Consents and Agreements under the My Account tab
    • Read the consent form and click "Accept Consent" to agree to receive your statement through online delivery 

Authorized Payers

Authorized Payers may also view your 1098-T statement electronically if you grant permission.   To grant your authorized users access to view your 1098-T tuition statement:

  • Login to the My UNC Charlotte portal
  • Click View or Add Authorized Payer button in the My Student Account box
  • Select Add Authorized User
  • Enter email address of authorized user or select Edit in the column titled Action on the far right side to edit existing authorized user
  • Select Yes to Would you like to allow this person to view your 1098-T Tax Statement?
  • Select Continue or Update User
  • Follow instructions to complete process

Authorized Payers can log into the Authorized User Portal at https://ecom.uncc.edu/C21561_tsa/web/login.jsp

  • Log in to the My UNC Charlotte portal
  • Click View Accounts & Statements button in the My Student Account block
  • Select Statements under the My Account tab
  • Click the 1098-T Tax Statements tab
  • Select the action button next to the year to view and/or print.
  • The Taxpayer Relief Act (TRA) of 1997, enacted by Congress and the President, created two new tax benefits for families who are paying for higher education. There are also benefits for people who are repaying student loans. Whether you may take advantage of the tax credits depends on your individual facts and circumstances. UNC Charlotte cannot provide tax advice, only confirm and explain what we have reported.
  • Contact your tax consultant to determine if you are eligible for the tax credits or visit the Internal Revenue Service’s web site . IRS Publication 970 “Tax Benefits for Education” is also a good resource for information on this topic.
  • The 1098-T form will inform the student or taxpayer of the possibility of a tax credit for payment of eligible tuition and fees under the guidelines of the Taxpayer Relief Act of 1997. This form is informational only and it is the taxpayer's responsibility to determine eligibility for this tax credit.  
  • If you have any general question, please contact our 1098-T Servicer, Heartland ECSI, at www.ecsi.net/bwr/contacts.html to chat with a live Customer Service Representative or you can call them at 866-428-1098 to speak with a representative.

What is a Form 1098-T (Tuition Statement)?

  • The IRS requires the University to issue Form 1098-T, Tuition Statement, to each student by January 31.  The form 1098-T is an information tax document to aid taxpayers in determining whether they are eligible to claim a tax deduction or one of the education tax credits (American Opportunity or Lifetime Learning Credit).  The Form 1098-T is NOT to be filed with a tax return.  Its purpose is not to report scholarship income to the IRS.  It is for information purposes only.

What is reported in Box 1?

  • UNC Charlotte is required to report the amount of payments received for qualified tuition and related expenses for the 2018 calendar year.

Why was I excluded from receiving a 1098-T?

  • UNC Charlotte is not required to issue a 1098-T to students whose qualified tuition and related expenses are entirely waived or paid entirely with scholarships or grants.

How do I view, print and download my 1098-T Tuition Statement?

  1. Log in to the My UNC Charlotte portal
  2. Click View Accounts & Statements button in the My Student Account block
  3. Select Statements under the My Account tab
  4. Click the 1098-T Tax Statements tab
  5. Select the action button next to the year to view and/or print.

How can I review the amount I actually paid for my qualified tuition and fees?

  1. Log in to My UNC Charlotte

  2. Click the Banner Self Service icon under Quick Links

  3. Select Student Services/Student Accounts tab

  4. Click Student Accounts/ Payments link

  5. Under "My Account" tab, select "Payment History"

  6. Select "Time Period"

Where can I get more information about the tax credits?

  • Consult your tax advisor as to your particular eligibility for the credits. For more detailed information, refer to IRS Publication 970 (Tax Benefits for Higher Education), contact the Internal Revenue Service through their taxpayer assistance number (800-829-1040) or the IRS website. Your tax benefits are based on what you paid not what you were billed.

How can I obtain my 1098-T if I'm no longer an active student?

  1. Log in to the Self Service/Legacy Portal 
  2. Click the Banner Self Service icon under Quick Links
  3. Select Student Services/Student Accounts tab
  4. Click Student Accounts/ Payments link
  5. Select Tax Notification (1098-T)
  6. Enter a Tax Year and click Submit.